Ruth D. Kerce, Writing HOT with a Romantic Plot Adventures

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Contests are sometimes run from this site in which visitors are asked for contact information (name, email, snail mail address, etc.). The contact information is used to contact the visitor, and to send them their prizes, and is not shared with any third parties, except (1) where indicated in exceptions below or (2) when a prize is donated by a third party and sent directly to the winner by that third party (contest entrants are informed before entering the contest if this is the case).

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ORDERING PRODUCTS OR SERVICES & are in affiliation with several product- and/or service-selling businesses and websites and receive commissions from those businessess and websites when a product/service is ordered from links provided. Select information given to the above-mentioned when ordering may be shared with & This information is used to better serve visitors by identifying specific products and services of interest to those who order through & & do not sell any tangible products from our sites. All orders and returns are conducted by outside vendors. & assume no responsibility for the condition of products, nor are responsible for any conflicts that arise from the purchase or use of products sold by outside vendors.

Outside ad companies are used to display ads on the site. These ads may contain cookies. Cookies received with banner/text ads are collected by the ad companies, and & do not have access to this information. & use Google Analytics to track and report website traffic. Google will set a cookie on your computer, storing non-personal identifying information. Google may also track your IP address to determine your approximate geographic location. To visit Google's privacy policy, please click here (Google Analytics tracking code deleted at & on April 28th, 2018)

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EXCEPTIONS & will make an exception to confidentiality and release personal information collected if required to do so by law. If this website is threatened or the health and safety of its users are threatened, any information needed to protect this site and its users will be made public and also, when necessary, turned over to the proper authorities.

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If you have any questions about this privacy/terms of use statement, the practices of this site, or your dealings with this website, you can contact the owner and webmaster:

Ruth D. Kerce @ or or