Ruth D. Kerce, Writing HOT with a Romantic Plot Adventures



PRIVACY POLICY / TERMS OF USE / COOKIES

RuthKerce.com & RuthDKerce.com have created this privacy and terms of use statement in order to demonstrate a firm commitment to privacy and protection of its users.

The following discloses the information gathering and dissemination practices for these websites: RuthKerce.com & RuthDKerce.com, and users responsibility when surfing the sites and using the content at these sites.


LINKS
This site contains links to other sites. RuthKerce.com & RuthDKerce.com are not responsible for the privacy practices/terms of use or the content of such websites.


CONTACT INFORMATION COLLECTED
Newsletters and related book information are sent from this site to subscribers of opt-in lists.

Email addresses are collected using an opt-in form. Email addresses are stored with yahoogroups.com, the company used to maintain our mailing list. To visit their privacy policy, please click here http://www.yahoogroups.com/info/privacy.html.

Email addresses are also collected by Google using an opt-in form at http://ruthkerce.blogspot.com to send out copies of the newsletter posted through their blogging service. To visit Google's privacy policy, please click here https://policies.google.com/privacy.

RuthKerce.com and RuthDKerce.com do not sell, trade, lease, or loan any personal information collected, except where indicated in exceptions below.

Contests are sometimes run from this site in which visitors are asked for contact information (name, email, snail mail address, etc.). The contact information is used to contact the visitor, and to send them their prizes, and is not shared with any third parties, except (1) where indicated in exceptions below or (2) when a prize is donated by a third party and sent directly to the winner by that third party (contest entrants are informed before entering the contest if this is the case).

Contests run from this site are restricted to those who are 18 or older. We make every effort not to collect data from minors without a parent's consent. Only the owner of RuthKerce.com & RuthDKerce.com has access to this information, except where indicated in exceptions below.


ORDERING PRODUCTS OR SERVICES
RuthKerce.com & RuthDKerce.com are in affiliation with several product- and/or service-selling businesses and websites and receive commissions from those businessess and websites when a product/service is ordered from links provided. Select information given to the above-mentioned when ordering may be shared with RuthKerce.com & RuthDKerce.com. This information is used to better serve visitors by identifying specific products and services of interest to those who order through RuthKerce.com & RuthDKerce.com.

RuthKerce.com & RuthDKerce.com do not sell any tangible products from our sites. All orders and returns are conducted by outside vendors. RuthKerce.com & RuthDKerce.com assume no responsibility for the condition of products, nor are responsible for any conflicts that arise from the purchase or use of products sold by outside vendors.


COOKIES
Outside ad companies are used to display ads on the site. These ads may contain cookies. Cookies received with banner/text ads are collected by the ad companies, and RuthKerce.com & RuthDKerce.com do not have access to this information.

RuthKerce.com & RuthDKerce.com use Google Analytics to track and report website traffic. Google will set a cookie on your computer, storing non-personal identifying information. Google may also track your IP address to determine your approximate geographic location. To visit Google's privacy policy, please click here https://policies.google.com/privacy. (Google Analytics tracking code deleted at RuthKerce.com & RuthDKerce.com on April 28th, 2018)

No other cookies are used at RuthKerce.com & RuthDKerce.com other than those described above.


USERS RESPONSIBILITY
You agree not to copy, use, or reproduce in any manner any content/graphics at this site without prior written consent. You agree not to harass or otherwise pose a threat to this site or any user of this site. For further terms, see the legal statement below.


EXCEPTIONS
RuthKerce.com & RuthDKerce.com will make an exception to confidentiality and release personal information collected if required to do so by law. If this website is threatened or the health and safety of its users are threatened, any information needed to protect this site and its users will be made public and also, when necessary, turned over to the proper authorities.


SECURITY AND CONFIDENTIALITY
For security purposes, only the owner of RuthKerce.com & RuthDKerce.com has access to add, delete, or modify files and information stored at RuthKerce.com & RuthDKerce.com.

RuthKerce.com & RuthDKerce.com keep all information collected strictly confidential, except where indicated above.


CHOICE/OPT-OUT
Send email to RDKerce@aol.com to remove your information from RuthKerce.com & RuthDKerce.com, and in order to not receive future communications from the sites.


CORRECT/UPDATE
Send email to RDKerce@aol.com to change or modify information previously provided.


LEGAL STATEMENT
By using this website, you agree to indemnify, hold harmless and defend RuthKerce.com & RuthDKerce.com from any claims, damages, losses, liabilities and all costs and expenses of defense, including but not limited to attorneys' fees, resulting directly or indirectly from your use of this website.


CONTACTING THE WEBSITE
If you have any questions about this privacy/terms of use statement, the practices of this site, or your dealings with this website, you can contact the owner and webmaster:

Ruth D. Kerce @
RDKerce@aol.com or RuthDKerce@gmail.com or webmaster@ruthkerce.com